Indian Overseas Bank MICR Code, Calcutta Hospital Kolkata Branch Kolkata in West Bengal | |
| Bank Name | Indian Overseas Bank |
|---|---|
| IFSC Code | IOBA0002321 (used for RTGS and NEFT transactions) |
| MICR Code | 700020078 |
| Branch | Calcutta Hospital Kolkata |
| State | West Bengal |
| District | Kolkata |
| City | KOLKATA |
| Address | 7 BY 2 DIAMOND HARBOUR ROAD, KOLKATA 700027 |
| Branch Code | 002321 (Last six characters of IFSC code represent Branch code.) |
| Contact | 24398349 |
| rtgscell@iobnet.co.in | |
| Website | https://www.iob.in |
| Customer. | Tel: 044-28584896, 28889397 |
Along with your account number, account name and account type (ie., savings or current) the following information about the branch is to be provided for fund transfer:
The full form of MICR is Magnetic Ink Character Recognition technology. The primary need for this innovation is to authenticate the originality and legality of paper based documents in the banking system and is majorly used on cheques. In terms of their real-world importance, MICR stands on par with IFSC where transfer of funds using NEFT or IMPS is concerned..
MICR code imbibes the cutting-edge character recognition technology that is used by banks to authenticate the clearance of cheques and other such documents. MICR code itself can be seen placed on the bottom strip of the cheque and includes such details as the bank code, account details, cheque number and amount, alongside a control indicator. The principal advantage of this system is that unlike similar concepts like barcodes, MICR can be easily distinguished and read by humans.
MICR is a technology that helps in verifying the originality of cheques or other paper documents. It is used mainly by banks to process cheques faster. The MICR code helps RBI in identifying the bank branch.
Magnetic Ink Character Recognition (MICR) is a printing technology that is used to print alpha-numeric details. MICR Code is printed on cheques and they allow the cheque to be processed easily.
Indian Financial System Code, Magnetic Ink Character Recognition, SWIFT Code, Address and Contact number of Indian Overseas Bank - Calcutta Hospital Kolkata branch in [ditrict] district which is in the state of West Bengal. Branch office and ATM location.
Real Time Gross Settlement (RTGS) is a fund transfer mechanism which is used to transfer money from one bank to another. This gross basis transfer happens in realtime, hence the name. Minimum amount that can be transferred through RTGS is Rs. 2,00,000. Fees to process RTGS will be applicable.
National Electronic Fund Transfer (NEFT) is an online money transfer system which is supported by RBI. NEFT is used for medium and small amount transfer between accounts and banks. There is no minimum amount limit to send money via NEFT.
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